Bankai Infotech

Loan Origination and Management System

Delivers frictionless loan services through automated underwriting, advanced screening capabilities, and comprehensive credit limit management with collateral assessment. The cloud-ready platform on Oracle Cloud Infrastructure supports multi-product workflows for various loan types while enabling co-lending and third-party aggregator integration through API-first architecture that streamlines development and enhances scalability.  

Built with real-time reporting, analytics, and custom dashboards for tracking KPIs and monitoring operations, the system automates compliance checks and risk assessments while maintaining communication through message channels and task management. Managed services provide 24/7 support with continuous optimization, reducing CAPEX and OPEX costs. The software accelerates loan approvals while minimizing manual tasks and ensuring regulatory compliance for next-gen Managed services provide 24/7 support with continuous optimization, reducing CAPEX and OPEX costs while accelerating loan approvals, minimizing manual tasks, and ensuring regulatory compliance for improved customer experience. 

Key Features : Loan Origination System

Intelligent Inquiry Lead Management  

AI-Powered Decision Engine Analytics  

Digital Application Processing Platform  

Comprehensive Document Management System  

Advanced Integration Infrastructure Capabilities  

Key Features : Loan Management System

Automated Loan Disbursement Processing  

Portfolio Loan Servicing Management  

Intelligent Collection Management Automation  

Advanced Risk Management Dashboard  

NPA Management Regulatory Compliance  

Flexible Loan Restructuring Capabilities