Builds comprehensive payment platforms with NxM business hierarchy management for agents, merchants, and distributors, featuring role-based access and operational thresholds. The wallet handles bill payments, automated recurring transactions, reminders, and goal-based savings with scheduled transfers while maintaining security through multi-factor authentication and biometric verification including fingerprints and facial recognition.
The digital wallet delivers superior payment experiences by consolidating payment methods into a single platform with real-time fees, charges, and tax calculations tailored to location. It streamlines settlement processes, reversals, and reconciliation while offering personal finance management tools for expense monitoring and budget visualization. The wallet generates revenue through value-added services, personalized offers, loyalty programs, and real-time notifications that foster customer engagement and retention.